Family Finance Northland New Zealand

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Debt Collection FAQ

Would you collect debts under $50?
Yes we would but would buy them outright and collect from there. If we are buying debts we would generally pay 15c in the dollar e.g. if the debt is $50 we would pay you $7.50. The debt would then be ours to collect.

Do you only collect debts in Northland?
We specialise in collecting debts in Northland but we do collect debts and serve papers all over NZ.

What is your fee?
On debts over $50 we charge 20% to collect the debt e.g. on a $100 debt you will be charged $20 so will only receive $80 when the debt is paid in full.

Do you take debts through the court process?
Yes where necessary and when the client agrees.

What if it goes to court?
Should the debt go to court, any court charges are on-charged to the debtor and you would be repaid.e.g. the  $140 for a Notice of Proceeding, but not for the drawing up of the documents

What is the process?
NDC would write to your debtor demanding payment. They would then negotiate with the debtor to get payment from him/her. Very often, we find the debtor will pay once they know it has gone to a debt collection agency as they realise it will affect their credit.

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143 Commerce Street, Kaitaia, New Zealand
Phone: 09 408 1900
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Phone 0800 282724

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